Financial Consultation

You and your family members will also receive assistance with a wide range of financial concerns including credit counseling, debt and budgeting assistance, retirement planning, tax planning and college planning. This service includes a no-cost 30 minute telephone consultation with a financial professional. If additional assistance is needed you may be referred to a local provider.

A financial professional can help you:

  • Prepare your taxes — Receive assistance with tax preparation and resolving tax issues
  • Develop a spending plan — Receive an analysis of your budget with a goal of developing a realistic spending plan to help you achieve current and future financial goals. The analysis will include advice on maximizing income and reducing expenses, as well as managing the use of credit.
  • Rebuild your credit — Receive a credit report analysis that gives an overview of your credit report and credit score with tips on strategies for improvement
  • Get out of debt — Receive an analysis of your debt structure to ensure you are managing debt in the most effective way possible; including direct access to non-profit credit counseling services
  • Deal with garnishments — Discuss garnishment prevention or cash flow management in the event a garnishment has occurred
  • Analyze your retirement plan — Receive a hard copy financial planning report that analyzes your existing retirement investments to see if you are on track to achieve your retirement income goals
  • Review your 401(k) — Use an analysis tool to help you choose the right mix of mutual funds in your 401(k) plan with regards to your investment goals
  • Buy a new home — Receive advice and analysis strategies for buying a home, as well as information on first-time homebuyer programs
  • Refinance your mortgage — Receive information on how to use refinancing to lower mortgage payments, eliminate private mortgage insurance, get cash for a home improvement project or pay off high-interest rate credit card debt
  • Analyze college funding — Receive a financial planning report that analyzes your current investments for college in relation to costs for higher education in the future

You also have unlimited access to an exclusive legal and financial website and its services which include enhanced legal and financial forms. Receive access to more than 5,000 frequently updated forms, over 45 financial calculators, professionally written articles, Frequently Asked Questions (FAQs) and much more. To access these services, click here.

To participate in a Financial Consultation, please contact us.

Go back to Services & Resources for Employees.

Go back to My EAP.

Go back to Workplace.

Go back to EFR.

Interested in providing EAP as an employee benefit? Learn more.

Would you like to incorporate wellness in your organization? Watch this webinar.

Contact an EAP counselor

Request a Proposal for EAP services

Contact EFR's Crisis Response team

Contact EFR for workplace training

Contact EFR's mediation & conflict resolution services

Contact Provider Relations

Contact EFR Wellness

Mental Health Awareness Training
The topic of mental health has been gaining attention nationwide. In the workplace, it is important to understand the importance of mental health, how to recognize it and how to refer for assistance. Learn more about EFR’s Mental Health Awareness Training.

Supervisors! Are you out of promotional materials? Order more! Or, take a look at what's available here.

Start increasing health and productivity today through EFR's webinars, newsletters and additional services.

Supervisors: Join an upcoming EAP Supervisor Orientation webinar. Sign up today!

EAP newsletters are available! View the latest EAP newsletters for employees and managers.

Take a look at our exciting training opportunities and learn how to bring us to your organization!

Mediation could be right for your organization. Contact us today to learn more.

Leaders at every level can benefit from Leadership Coaching. Contact us today to learn more.

See additional news.